Automobile Physical Damage

Automobile Subrogation Forum

Designed to resolve intercompany subrogation disputes amongst insurers, self-insureds and large retention commercial insureds involving automobile physical damage not in excess of $100,000 unless agreed upon by all parties.

The types of cases submitted in the Automobile Subrogation Forum might include:
  • The driver of a vehicle traveling at an excessive rate of speed collides with another vehicle that changed lanes without signaling. Insurers cannot agree on the respective liability of the two drivers.
  • The liability carrier for an at-fault driver disputes the severity and extent of the damages alleged by the collision carrier for the negligent-free vehicle. While liability is conceded, the matter is submitted to the Auto Program for resolution of the damages dispute.
  • A vehicle is damaged because of a malfunction at a drive-thru car wash. The insurer of the vehicle seeks recovery from the general liability insurer of the car wash.
  • A defective part causes a driver to lose control of a vehicle and overturn. Auto Arbitration is filed against the auto manufacturer and/or part manufacturer to recover the vehicle damages.

Learn More

Please refer to the Rules for more information about the Auto Forum. If you need further information about these rules, please contact the Forum Rules Department.

Auto/Property Forum Tutorial

This tutorial will familiarize you with the types of cases filed in each forum, the Rules and Regulations, and tips on completing the applications as Applicant and Respondent.

Interested in Becoming Signatory?

If your organization fits the qualification of an insurer, self-insured, or commercial insured with a large retention, and you wish to become signatory to the Auto Physical Damage Forum, please complete the Agreement or call 1-866-977-3434.