- Sharing information to improve filing and responding effectiveness.
- Answering questions attendees have regarding filing and responding to cases.
Proof of Coverage Denials
- A denial of coverage letter must be sent to the Responding Party’s insured or driver. This is the party seeking liability coverage under the policy. A denial of coverage letter to the claimant does not remove jurisdiction.
- A company that denies coverage to their insured based on concurrent coverage does not remove jurisdiction from AF under a concurrent coverage right of recovery. It is the issue to be decided.
- Liability and Damages Arguments (A Recurring Message)
- Make arguments clear and concise
- Address the specific issues
- Refrain from using template arguments
- Attach evidence directly to the deferment request or challenge
- Request a deferment when there are additional exposures not included in the filing and you believe your policy limits will be exceeded.
- Do not continue to request multiple deferments without new additional information or evidence to support the necessity of the deferment.
- Do not repeatedly challenge a deferment when there are potential exposures that may impact the requesting party’s policy limits.